Rating of Best P2P Platforms
Discover the top peer-to-peer lending platforms. Our expert reviews and ratings help you make informed investment decisions, highlighting platforms that offer the best returns, security, and investor satisfaction. Start here to find your ideal P2P investment opportunity.
🥇 Debitum Investments ⭐⭐⭐⭐⭐
Debitum Investments is a platform specializing in financing business loans. Since its launch in 2019, it has facilitated over €100 million in loans, providing investors with a unique opportunity to invest in asset-backed securities. The platform has attracted more than 13,500 registered investors and has doubled its Assets Under Management (AUM) over the past 12 months.
Debitum Investments ReviewProjected Returns: 12-14% annually
Minimum Investment: €10
Regulated: YES
Defaults: €0
Buyback Obligation: YES
🥈 Mintos ⭐⭐⭐⭐
Mintos is an alternative investment platform based in Latvia. Since its launch in 2015, Mintos has connected investors with borrowers across multiple countries. The platform has facilitated over €10 billion in loans and attracted more than 500,000 investors worldwide.
Mintos ReviewProjected Returns: 10-12% annually
Minimum Investment: €50
Regulated: YES
Defaults: ~€100 million
Buyback Obligation: VARIES
🥉 InDemo ⭐⭐⭐⭐
InDemo is a newly launched Latvian investment platform specializing in non-performing mortgage loans. Opening to investors in June 2023, it offers opportunities to invest in bundles of non-performing mortgage loans originating in Spain. Since its launch, InDemo investors have funded over €1 million.
InDemo ReviewProjected Returns: from 15% annually
Minimum Investment: €10
Regulated: YES
Defaults: €0
Buyback Obligation: NO
PeerBerry ⭐⭐⭐⭐
PeerBerry is a P2P platform founded in 2017 by the Aventus Group, one of Europe's largest non-banking lending groups. The platform offers a diverse range of investment opportunities, including real estate, short and long-term loans, leasing, and business loans. Since its launch, PeerBerry has facilitated over €2.7 billion in loans, attracting more than 87,000 investors.
PeerBerry ReviewProjected Returns: 8-12% annually
Minimum Investment: €10
Regulated: NO
Defaults: €0
Buyback Obligation: YES
Esketit ⭐⭐⭐
Esketit is an Irish-based P2P lending platform founded in early 2021 by the founders of Creamfinance, which is also the primary loan originator for the platform. Esketit connects investors with borrowers from various consumer loan originators across countries such as Spain, Mexico, Latvia, the Czech Republic, and Poland. The platform supports investments via bank accounts from EU or EEA countries and also offers an option for cryptocurrency accounts or wallets.
Esketit ReviewProjected Returns: 10-12% annually
Minimum Investment: €10
Regulated: NO
Defaults: €0
Buyback Obligation: YES